Your Independence, Simplified

Some benefits include:

• Without a lengthy registration process, clients can quickly transition with you

• As an IAR of our RIA, you are no longer a CCO and don’t have to manage your own compliance or solve for complexities that keep you from doing what you love

• Sapphire members receive full back-office support
  
  

• This model provides support for living your great life, including vacation support and succession planning

• Your brand and your business 100% belong to you. Our guarantee states: If you’re not satisfied, you can transition at any time with your clients, your data, and your revenue. 
  
  
• As an independent contractor, rather than a W-2 employee, you act as your own entity and run your business as your business.
  
  
• If you decide you’d rather own your own RIA, we’ll assist you with transitioning to Emerald XYPN membership and registering at the state or SEC level.

Sapphire is a great fit for fee-only advisors who want to focus on what’s most important to them—their clients, their family, growing their business, or any other priority. 

You’re a good fit if you: 

• Want to add value for your clients

• Want to outsource investment management

• Want to be freed from compliance burdens, complexities, or audit risk

• Are an established or new firm owner who wants an outsourcing partner for your business, client, and compliance management

• Are registered or need to be registered in multiple states and want centralized, simplified compliance management

• Enjoy the support and structure your Broker-Dealer or Affiliate model offers but prefer the autonomy XYPN offers

• Prefer to adopt a plug-and-play tech stack

• Need to transition clients quickly to a new RIA

• Are impeded by State-level regulations over financial and investment planning

• Are looking for a support team so you can stop doing everything and take time off 

• Want to be multi-custodial (Coming soon!)

Your dedicated Transition & Onboarding Manager will be your point of contact during the onboarding and transition period, including:

• Developing a transition plan

• Preparing client forms

• Completing advisor tech migration

• Sending client form packets via DocuSign

• Tracking signed paperwork submissions and account openings

• Assisting with advisor brand setup

Once fully on the platform, you can reach the team for assistance at support@xypnsapphire.com Monday - Friday 9 AM - 5 PM MT, or by phone

Additionally, you will have access to an XYPN Sapphire advisor platform where you can submit requests and track completion status

Many advisors join XYPN with the goal of transitioning to a fee-only model, so we've had a lot of practice! 

Your Sapphire Onboarding & Transition team will assist you with:

• setting up your technology stack
• creating your billing infrastructure
• executing client agreements that reflect your new fee structure

For several reasons:

• It’s aligned with our mission to help fee-for-service financial planners live their great lives by serving whom they want, how they want. 

• Corporate RIA membership frees member advisors from compliance burdens, regulation complexities, multiple-state registrations and audit risk. 

• Increasing regulatory pressures at the state level are impeding some independent RIAs from serving who they want, how they want. As a Corporate RIA registered with the SEC, its IARs are not subject to state-level jurisdictions and their regulations.

• Feedback from members. It’s been expressed that the burdens of independent RIA ownership (running a business, managing compliance, and growing a practice) take time away from doing what they love. By having a partner who manages those burdens for them, they would be freed up to serve whom they want, how they want with a higher chance of success. 

• It helps us grow the base of fee-for-service planners we can help by adding ways XYPN provides turnkey support that makes “Your business, your way” possible while owning 100% of your business and clients.

Explore our Investment Form CRS by clicking here.

• All Sapphire member firms control their own business and brand, so you are in charge of your branding and marketing activities.  We provide compliance guidance, review and archiving support.  We also provide business coaching that can be utilized for marketing support
  
  
• After the Compliance Team reviews and approves your firm's website, your firm's profile will be listed on Sapphire's Find An Advisor Profile Page as a "Member Firm" of XYPN Sapphire. 
  
  
• You may also display an XYPN Sapphire Member Firm badge on your website. 

• Members are supplied with a comprehensive Advertising and Social Media Compliance Guide and specific compliance course training.

• Sapphire’s Chief Compliance Officer is also available to answer questions via email or 1:1 calls.

• Members have unlimited access to Branding and Marketing Guides, Courses, Learning Sequences, Office Hours and webinars where experts and peers provide insights and tools to help you grow your business

• You may also choose to leverage your time with our Executive Business Coaches for marketing or business growth consulting
  
  

• In addition to listing as a member firm on Sapphire's Find An Advisor Profile Page, Individual members may also be listed on XYPN's Find An Advisor Portal if they are a CFP®. NAPFA membership is also included in XYPN membership and you may add your profile on their Find an Advisor portal. 

• As a member of XYPN, you have access to media requests from a variety of national outlets that can boost your visibility in the marketplace

Wealthbox, Orion, Finpace, and Box.com are required. Details can be found on your Tech Menu. 

You will have a choice of planning software platforms.

You will be asked to submit any technology that you choose to use that’s not included in the platform for approval. The approval process ensures that any additional technology you utilize is compliant. You are responsible for tech costs that you opt for in addition to the included tech stack.